Whether you have good credit or slow credit and want to purchase, refinance, consolidate debts or do some home improvement, Apex has a loan for you.  Some of the loans that Apex could provide you with include:

• Fixed Rate Mortgages

• Adjustable Rate Mortgages

• Fixed period Adjustable Mortgages

• Piggy Back Loans

• Jumbo Loans

• Full Documentation Loans

• No Documentation Loans

• FHA

• FHA Streamline

• VA

• Owner and Non-Owner Occupied Loans

• Borrow up to 107% of the value of the home

Purchase Loans

Have you always dreamed of owning a home but were unaware of how to proceed?  Let Apex guide you today!  Here are some steps to guide you when purchasing your dream home:

• Why buying is a smart investment

• Determine how much you can afford
• Apply for a loan
• Find a home
• Make an offer
• Close

Refinance Loans

With today’s declining interest rates, refinancing may save you a substantial amount of money by reducing your mortgage term and interest rate.  Here are some possible advantages you would have if you refinanced your home today:

• Lower interest rate
• Change terms
• Debt Consolidation
• Obtain Cash
• Convert from a Fixed Rate Mortgage to an Adjustable Rate Mortgage
• Convert from an Adjustable Rate Mortgage to a Fixed Rate Mortgage
• Eliminate Private Mortgage Insurance
• Keeping Costs Low